Say that you experience a car accident or harm yourself in any personal injuries. It can take months or even years to settle a personal injury claim and most people are not ready to wait that long for their case. If not being able to go to work isn’t overwhelming enough, the escalating amount of medical expenses and hospital bills are.

However, most people that are involved in a personal injury case just want to move on with their lives and leave all the stress behind. How do you do this? We understand how eager such people are to settle their injury claims and we’ve written this article just for this reason. In this article, we will explain when you should settle and how long it will take to settle your injury claim.

How long does it take to settle a personal injury claim

When Should You Settle Your Injury Claim?

Once you undergo a personal injury, such as a car accident, your insurance company might force you into settling your claim as soon as possible and not even with a lawyer. However, this isn’t something that you’d want to go through with. It is important to understand that you should only be ready to settle your injury claim once you’ve comprehended the degree of the harm, your body functioning (the capacity to go back to work, for instance), the sum of your upcoming medical expenses, and many other aspects.

Often, people wait until they’ve reached the maximum medical improvement, or MMI before they begin to settle a personal injury claim. This happens when your condition will no longer be improved with medical treatment and that point is how you have to live your life now. Settling a personal injury claim before reaching the stage of MMI might under-value the case, as you won’t be including any required medical treatment and recovery expenses in your claim.

How Long Does It Take To Settle A Personal Injury Claim?

Often, most personal injury claims have their settlement discussions start in the early phases of the case. In a personal injury claim, there are three foremost and common phases for the case;

  • PRE-LITIGATION: This is when your lawyer examines your claims and starts to discuss those claims with the insurance provider.
  • LITIGATION: This is when your lawyer files an official lawsuit in court. At this point, you will begin partaking in the discovery process – which is a formal procedure during which you share details with the other party, appear at court hearings, and discuss the claims of the settlement.
  • TRIAL & APPEALS: This is when your lawyer showcases your evidence and claims to the judge and jury. If either side denies the judgment, they have the choice to file an official series of pleas.

However, many people don’t understand that claims can settle at any moment, even during a plea.


We hope that this article helped in any way to answer your query about how long it takes to settle a personal injury claim. If you’re confronting issues or hindrances with your particular personal injury claim, many companies will assist you in settling them and give you the correct advice.

If you have any concerns or queries, do mention them below and we will respond to you as soon as we can!

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Andrew is a professional writer with 7+ Years of experience. His style and uniqueness inspire and educate readers throughout the world.

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